Making Home Affordable

Have your mortgage payments become too much to handle? Maybe your expenses have increased due to medical bills or you’re picking up the pieces after a separation or divorce. Maybe you’re trying to get by with less because your hours were cut or your business stumbled and foreclosure seems to be a likely outcome. In any case, it’s important to be proactive. MHA ® can help you get real help and real answers right now through a mortgage modification, deed in lieu, or short sale.

Eligibility:

  • You obtained your mortgage on or before January 1, 2009.
  • You owe up to $729,750 on your primary residence or single unit rental property
  • You owe up to $934,200 on a 2-unit rental property; $1,129,250 on a 3-unit rental property; or $1,403,400 on a 4-unit rental property
  • The property has not been condemned
  • You have a financial hardship and are either delinquent or in danger of falling behind on your mortgage payments (non-owner occupants must be delinquent in order to qualify).
  • You have sufficient, documented income to support a modified payment.
  • You must not have been convicted within the last 10 years of felony larceny, theft, fraud or forgery, money laundering or tax evasion, in connection with a mortgage or real estate transaction.

For more information, go to http://www.makinghomeaffordable.gov/pages/default.aspx

If you would like to be contacted to receive our intake packet, contact Kendra at kneargarder@countycorp.com or 937-531-6924.